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Main Office
1000 South State Street
Jerseyville, IL 62052
Phone: (618) 498-6466
Wal-Mart Banking Office
1316 South State Street
Jerseyville, IL 62052
Phone: (618) 639-2265
Grafton Banking Office
14 East Main Street
Grafton, IL 62037
Phone: (618) 786-2311
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Loans
Loan Service
At Jersey State Bank we help our customers by providing loans for a wide variety of purposes. Our loans can be "Custom Tailored" to your individual needs with competitive rate and quick turnarounds. All loan decisions and policies are made locally. We retain services on all loans. The following is a list of some of the types of loans we offer.
Real Estate LoansMortgage Loans
Our bank offers conventional loans with a variety of repayment periods. We will tailor a loan to fit your budget and borrowing needs. 100% financing is available.
Click here to access our mortgage calculator
At Jersey State Bank, We make Homes Happy! If you're a homeowner with equity built up in your house (the value beyond what you owe on it) and you need some extra borrowing power for a wedding, debt consolidation or home remodeling, apply for our Home Equity Line of Credit. It doesn't matter where you have your current mortgage.
Construction Loans
Let us help arrange a loan that lets you and your family build your dream house.
Home Improvement Loans
Installing a pool? Adding a room? Replacing a roof? Jersey State Bank can structure a loan to improve your home with flexible terms and rates.
Lot Loans
Talk with us about purchasing a lot to construct your new home either now or in the future.
Modular Home Loans
Many modular homes qualify for conventional home mortgages. Talk to us about the possibility of financing your manufactured home.
Jersey State Bank designs commercial loans to meet specific needs in the operation of a business. Working capital, acquisition of commercial real estate, lines of credit and investments are some of the ways in which the bank services the borrowing requirements in the commercial sector.
Consumer LoansAuto Loans
Jersey State Bank provides financing for both new and late model used cars with competitive rates and terms to meet your budget.get.
Click here to access our monthly payment calculator
Boat and Recreational Loans
Jersey State Bank finances boats, RVs and vans. See us the next time you are thinking of a new recreational vehicle. We’ll provide the financing; you enjoy your new "toy".
Personal Loans
Jersey State Bank makes personal loans for a variety of purposes including, debt consolidation, emergency expenses, paying taxes, etc. See us for your borrowing needs.
Additional Loan Terms and Conditions Real Estate Loans
- Contact us regarding availability of other products.
- All loan products are subject to credit approval.
- The Bank's primary trade area is Jersey County, Illinois; however, applications in surrounding Illinois and Missouri counties will be considered.
- Rates change daily. Please contact us at (618) 498-6466 for current rates.
